Open and start, no setup ritual
Install Tefteri and log your first expense in under a minute. No bank linking, no account verification, no onboarding maze.
↳ Quick start
Beginners
Your first finance app, on purpose
If spreadsheets scare you and other apps feel like too much, start here. Tefteri is built for the person who has never tracked a euro and wants to begin without stress.
If this sounds familiar
- You have no idea where the salary goes by the 20th of the month
- Spreadsheets feel like homework and you never keep them up
- Other finance apps want bank logins, permissions, and a manual to read
- You want to start, but every option seems built for someone more advanced
How Tefteri fits in
Eight clear categories
Properties, Payroll, Interest, Housing, Vehicles, Personal, Subscriptions, Taxes. That is the whole vocabulary. Pick one and log.
↳ 8 categories
A dashboard that explains itself
Income on one side, expenses on the other, monthly and year-to-date views. No reading required. The numbers speak.
↳ Monthly dashboard
Privacy Mode and on-device data
Tap once to hide amounts. Your data lives on your iPhone and your iCloud, never on a third-party server. No bank logins, ever.
↳ Privacy Mode + iCloud
Frequently asked
Do I need to know finance terms to use Tefteri?
No. The app uses plain language and eight simple categories. If you can use a notes app, you can use Tefteri.
How long does it take to set up?
About a minute. Install, open, log your first transaction. There is no account to create. Sync to iCloud is automatic if you are signed in.
What if I forget to log things?
You can backfill any time. Set up recurring entries for things that happen every month (rent, salary, gym) and they appear without you doing anything.
Is my data safe?
Yes. Tefteri never asks for your bank login. Data lives on your device and syncs through your private iCloud. We do not see it, sell it, or share it.
Ready to take control?
Free to download. Free forever to use the basics.
You have meant to start tracking your money for years. You opened a spreadsheet once, filled in three rows, and never looked at it again. You downloaded an app that asked for your bank login on screen one and you closed it. You have read articles, listened to podcasts, and somehow the gap between knowing you should and actually doing it just keeps growing. Tefteri is built for that gap. It is the first finance app that does not assume you already know what you are doing.
A vocabulary you already understand
Tefteri uses eight categories: Properties, Payroll, Interest, Housing, Vehicles, Personal, Subscriptions, Taxes. That is it. There are no sub-ledgers, no accounting tabs, no double-entry anything. When you spend on rent, you tap Housing. When the salary comes in, you tap Payroll. After a week, the dashboard tells you a story you have probably never seen clearly before: where the money actually goes.
You do not need a budget on day one. You do not need a goal. You just need to log. After two or three weeks, patterns appear on their own. Then if you want, you can add one or two budgets to put a soft fence around the categories that surprise you.
A mini case study
Nikos is 34, has a salary, has never tracked finances. He always assumed he saved roughly 200 a month and spent the rest on the usual things. He installed Tefteri on a Sunday and spent fifteen minutes logging the past week from his bank statement. Then he just kept logging for a month. The result: he was actually saving 60, not 200, and 340 a month was leaving in small subscription and delivery charges he had never added up. Two cancellations later, he was at 280 saved, more than he had assumed in the first place. The app told him the truth no spreadsheet ever had.
You do not need to be a numbers person
The reason most people fail at personal finance is not laziness. It is friction. The tool asks too much, the categories are confusing, the screen is busy. Tefteri keeps it quiet. A clean dashboard, eight categories, a privacy toggle, and one thing to do: log what happened. That is enough to change everything.
Why Tefteri
- No bank logins, no sign-up forms, no setup wizard
- Eight clear categories that map to real life
- Free tier covers everything you need to start
- iCloud sync keeps your data safe and on your devices only