Track income by client and project
Log each invoice as it lands, tag the client, and see who pays you most and who pays you slowest. Pull a clean record at year end.
↳ Categories and tags
Freelancers
A finance app that fits the freelance life
When income is irregular and clients pay late, your money needs a place to land. Tefteri gives freelancers a clear view of what came in, what goes out, and what to set aside.
If this sounds familiar
- Income arrives in lumpy waves: three invoices in March, nothing in April
- Business and personal expenses live in the same account, untangled
- Tax season hits and there is nothing set aside
- Clients pay 30, 60, sometimes 90 days late and cash flow gets tight
How Tefteri fits in
Separate business from personal
Use categories to keep client work and life expenses in their own lanes. The dashboard shows them side by side without mixing them up.
↳ 8 categories
Set aside tax before you spend
Create a recurring transfer to a tax bucket every time you get paid. When the quarter ends, the money is already there.
↳ Recurring entries + budgets
Pay yourself a salary
Decide on a monthly draw and stick to it. Tefteri shows you the gap between revenue and what you actually pay yourself, so the buffer keeps growing.
↳ Budgets and dashboard
Frequently asked
Can Tefteri handle irregular income?
Yes. Tefteri does not assume a fixed paycheck. You log income whenever it arrives, and the dashboard shows monthly and year-to-date totals so a slow month does not hide a strong year.
Does it connect to my bank account?
No, by design. Tefteri does not log into your bank. You enter transactions manually or via recurring templates. Your data stays on your device and in your private iCloud.
How do I track tax set-aside?
Create a budget called Tax and a recurring transfer for a percentage of each invoice (commonly 25-30%). The budget shows how much is reserved and how much is left to allocate.
Can I export records for my accountant?
Yes. Tefteri Pro includes PDF and CSV export. Send a clean monthly or yearly file to your accountant in seconds.
Ready to take control?
Free to download. Free forever to use the basics.
You finish a project, the client signs off, and the invoice goes out. Then you wait. Two weeks pass. Three. The next project starts before the last one pays. By the time the transfer finally hits, you have already spent half of it on the things you put off while waiting. This is the freelance loop, and it does not show up in the apps built for salaried users. You need something that fits the way you actually earn.
Built for irregular income
Tefteri does not start with a paycheck assumption. You log income as it arrives, tag it by client and category, and watch the monthly view fill up. A heavy March followed by a quiet April is not a problem to hide; it is data. The year-to-date view smooths the noise so you can see whether the trend is up, flat, or down, and decide whether to chase more work or hold steady.
The Payroll category captures regular client retainers. Properties handles rental income if you have it. Interest covers savings yield. Each one shows up on the dashboard with its own color and its own running total. No spreadsheet gymnastics required.
Separate business from personal without separate apps
Most freelancers do not run a real corporate accounting setup, and most freelancer apps over-engineer the problem. Tefteri keeps it simple. Categories give you the line between work and life. A coffee with a client goes under work. A coffee with your friend goes under personal. Both are tracked, neither is mixed up.
When the quarter ends, you can see exactly how much you spent on tools, travel, and contractors versus rent, groceries, and weekends. The reports view in Pro pulls it together in charts you can hand to an accountant or a partner.
A mini case study
Maria is a freelance designer. She earns roughly 2,400 a month from four clients, but the actual deposits range from 600 in a quiet month to 4,200 in a busy one. She uses Tefteri to log every invoice the moment it lands. She set up two budgets: 25% of each payment goes to a Tax bucket, 15% goes to a Buffer bucket. She pays herself a flat 1,400 a month, no matter what came in. After six months the Tax bucket covers her quarterly bill, the Buffer is three months of expenses, and her stress is noticeably lower.
Why Tefteri
- Track income by client without a spreadsheet
- Set aside tax automatically with budgets and recurring entries
- See month and year totals without manual math
- Free to start, Pro from 2.49 per month for export, unlimited budgets, and savings goals